Fine Art & Heritage Insurance

Explore Our Fine Art & Heritage Insurance Options

Explore our range of fine art & heritage insurance options below to find the coverage that best suits your needs.

Edwards Insurance Brokers uses its knowledge and expertise in this sector, to help a very wide range of clients in the world of Fine Art and Heritage.

Our advisers with wide experience in these sectors are on hand to help you with your enquiry whatever it may be.

We use a panel of insurers who specialise in Fine Art and Heritage insurances, we also have access through Lloyds markets.

Just as the Art and Heritage world is always evolving in creative and new ways, your insurance cover needs to evolve and keep up with the latest developments, so you are adequately covered. We pride ourselves on a first class service to all of our clients, delivered in a friendly and professional manner.

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Our speciality

We know from experience that many general commercial insurance policies sold to Art Galleries are not designed to meet your needs in the event of a claim.

Our advisers have years of experience in arranging Art Gallery Insurance and would love to assist you by offering a competitive quote.

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Why choose Edwards Insurance Brokers?

We genuinely care about the organisations we are fortunate to call our clients.

Whether large or small, we assign the right specialist to understand your unique needs to provide relevant advice and knowledge. We take on your concerns as our own and are available 24/7 in the event of an emergency.

Throughout our history in the insurance industry, we’ve built our reputation on quality advice and delivering the highest level of service.

What we offer:

  • Edwards Insurance Brokers is well placed to help you if you have your own Antiques Dealer premises to operate from, or work from home with significant stock levels in a commercial capacity.

    Our advisers have extensive experience in this sector, and we only use insurers who specialise in Dealer insurance. This gives you peace of mind that the things you value most are adequately covered, and indeed that your staff are protected as well.

    Some of the things we will discuss with you are:

    • The value of your stock

    • How you value stock (cost price, cost price plus a %, or selling price minus a %)

    • Defective Title cover

    • Transit of items to or from third parties

    • Exhibition and Fair cover

    • Any professional advice you offer

    All policy holders at Edwards Insurance Brokers will benefit from:

    • A dedicated member of staff to manage their policy

    • Our own in-house claims team to aid the claims process

    • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

  • Whether you’re an experienced art gallery owner, or have just opened your own space, it is worth getting your Art Gallery Insurance right. 

    We know from experience that many general commercial insurance policies sold to Art Galleries are not designed to meet your needs in the event of a claim.

    Here at Edwards Insurance Brokers we want to protect what matters most to you and will arrange art gallery cover based on your needs. Our advisers have years of experience in arranging Art Gallery Insurance and would love to assist you by offering a competitive quote.  When it comes to arranging insurance for an art gallery, we only work with insurers who offer specialist, tailor made policies specifically for the sector.  So, you can have confidence that you’re getting the right art gallery cover.

    Some of the things we will discuss with you are:

    • Public Liability cover for on and off site activity

    • Stock cover for your own stock and other artists

    • Contents and tools of the trade

    • Items in transit/post

    • Attendance at Art Fairs or Exhibitions

    • Employers Liability

    All policy holders at Edwards Insurance Brokers will benefit from:

    • A dedicated member of staff to manage their policy

    • Our own in-house claims team to aid the claims process

    • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

  • Here at Edwards Insurance Brokers we enjoy looking after both commercial and private collectors. Whether you are a general collector without a specialisation, or an established numismatic collector, our experienced advisers in these fields are on hand to help.

    Using only insurers who specialise in Collectors insurance gives you peace of mind that the things you value most are adequately covered.

    Some of the things we will discuss with you are:

    • The value of your collection and how it is stored

    • The physical security of your premises

    • Transit of items to or from third parties

    • Exhibition and Fair cover

    • Defective Title Cover

    • Any professional advice you offer to others

    All policy holders at Edwards Insurance Brokers will benefit from:

    • A dedicated member of staff to manage their policy

    • Our own in-house claims team to aid the claims process

    • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

  • At Edwards Insurance Brokers we understand that every museum is distinct in its own right, therefore your Museum Insurance needs to be equally as unique.

    Whether you are part of a large museum or a small local organisation, we take pride in looking after our clients in this sector, who work with us because of our expertise in arranging tailored museum cover. As you diversify and engage in more community-based activities, there is greater need than ever for professional advice in the area of museum insurance, and we are ready to help you. By working with our experienced team, we will make it easy for you to review and understand the museum insurance you need.

    Some of the things we will discuss with you are:

    • The unique aspects of your museum

    • Special collections or exhibitions to note

    • Stock levels including any shop stock

    • Items you look after for other organisations under SLA agreements

    • Any specialist advice you give

    • Responsibility for items in transit

    All policy holders at Edwards Insurance Brokers will benefit from:

    • A dedicated member of staff to manage their policy

    • Our own in-house claims team to aid the claims process

    • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

  • From large historic theatres all the way through to smaller local venues, Edwards Insurance Brokers can arrange your insurance requirements and tailor them to your needs.

    Theatres are such great cultural assets in our communities, and with their wide range of activities and usage, it’s good to know you can rely on us for our breadth of experience in this sector.

    We only use insurers who have a genuine understanding of theatres, and look forwards to exploring what benefits we can bring to you.

    Some of the things we will discuss with you are:

    • The rebuild cost of your theatre

    • Levels of Public and Employers Liability

    • Insurance protecting against loss of income due to disruption

    • Insurances for anything that is lifted or hoisted

    • Whether there is use of pyrotechnics

    • Risk management and security issues

    • 3rd party organisers using your theatre

    All policy holders at Edwards Insurance Brokers will benefit from:

    • A dedicated member of staff to manage their policy

    • Our own in-house claims team to aid the claims process

    • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

  • Here at Edwards Insurance Brokers we know that running a business as an Art Dealer involves relationships with artists, collectors, museums, and other organisations.

    Whether you have your own commercial premises, or work from home, we can look after the insurance needs of Art Dealers across the UK. Sourcing insurance policies that are designed for Art Dealers means we can give you the peace of mind that your business is well protected.

    Some of the things we will discuss with you are:

    • The unique aspects of your business

    • Stock levels through the year

    • Items in transit/post

    • Attendance at Art Fairs or Exhibitions

    • Security arrangements

    • The levels of advice you give to clients

    All policy holders at Edwards Insurance Brokers will benefit from:

    • A dedicated member of staff to manage their policy

    • Our own in-house claims team to aid the claims process

    • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

  • Focussing on Auctioneers who specialise in Fine Art and items of significant value, Edwards Insurance Brokers can arrange insurance policies from insurers who specialise in this field.

    Whether you are an established business, or a start-up, our experienced advisers in this field are ready to help you.

    Some of the things we will discuss with you are:

    • The value of goods that are on site prior to an auction

    • Your Hammer Turnover, and normal Turnover

    • The physical security in place before and during Auctions

    • Your experience in this field

    • Any specialist advice you give

    • Any other aspects of your business that you need to declare.

    All policy holders at Edwards Insurance Brokers will benefit from:

    • A dedicated member of staff to manage their policy

    • Our own in-house claims team to aid the claims process

    • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

  • If you are responsible for arranging the insurance for your Heritage Building or organisation, there are many things you need to consider.

    Here at Edwards Insurance Brokers we can assist with Heritage Building Insurance for historic museums, castles, stately homes, bespoke hotels and unique visitor attractions.  As well as, heritage status Art Galleries, Museums, Local Government buildings and complete one-off heritage buildings or sites that require insurance.  The Heritage Building Insurance advice you receive will come from our specialist advisers, who have a wealth of experience in this sector.

    Using only insurers who have policies written for Heritage Buildings and organisations like yours, we will aim to demonstrate the value we can add and create long term partnerships with you and your business.

    Some of the things we will discuss with you are:

    • The rebuild cost of your buildings

    • The value of contents or specialist works of art

    • Any listed buildings status or proposed developments

    • Special factors unique to your organisation

    • How open to the public you are

    • Maintenance and Risk Management procedures

    All policy holders at Edwards Insurance Brokers will benefit from:

    • A dedicated member of staff to manage their policy

    • Our own in-house claims team to aid the claims process

    • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

  • Edwards Insurance Brokers are able to assist a wide variety of clients who require Jewellers Block Insurance.

    Our knowledge of this sector means that whether your business is wholesale or retail, working from established premises or even from home, our advisers can explore the right policy for you.

    Some of the things we will discuss with you are:

    • The value of your stock

    • The nature of what you sell, and any professional advice you offer

    • The security of premises, display cabinets, windows, and safes

    • Transit of items to or from third parties

    • Any work away from the premises

    All policy holders at Edwards Insurance Brokers will benefit from:

    • A dedicated member of staff to manage their policy

    • Our own in-house claims team to aid the claims process

    • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

2 women sat in a modern office having a business meeting

Outstanding Reviews

  • Very helpful team who take the time to understand exactly what your needs are so they can tailor services for you.

    Catherine

  • Helpful, friendly insurance brokers specialising in art gallery insurance. Knowledgable and prompt in their response making the process smooth and slick. Definitely would recommend.

    Marilyn

  • We have dealt with Edwards for over 5 years and they are always helpful and knowledgeable whenever I call them. They also have a proactive approach to enhancing Church Insurance products but with a competitive premium.

    Phil A