Private Roads Insurance

Dedicated protection for private road owners.

Do you need Private Road Insurance?  Private/adopted roads and resident’s land are usually jointly owned by the private individuals that reside on the road.  Unlike public roads owned by the local authority, private roads are the responsibility of the owners.

If you live on a shared access road, then it’s up you to keep the road maintained. It’s also important that you have adequate private road insurance that takes into account your legal liability and property. Where a road belongs to a group of residents or an associated management company, it is common for them to form a resident’s association to manage the road and land, and therefore take out collective Private Road Insurance cover.

These kinds of roads are usually accessible by the public, which means that any incidents that may arise, such as a third-party injury, would have to be dealt with by you and any other owners of the land. Insurance for private roads is key to protecting you and covering any unforeseeable indemnity claims. Our team of specialists will work with you to arrange a policy that is as bespoke as your private road.

Some of the things we will discuss with you are:

  • Whether you are part of a group of residents managing the road

  • If your private road has any property that you are responsible for, such as electric gates or barriers

  • Private Road Liability Insurance

  • Directors/Trustee and Employers Liability Insurance

All policy holders at Edwards Insurance Brokers will benefit from:

  • A dedicated Private Roads team to manage their policy

  • Our own in-house claims team to aid the claims process

  • The knowledge that we are a Chartered Insurance Brokerage, meaning our expertise and ethical approach is guaranteed at all times

Business woman at work wearing a headset, smiling at the camera

Why choose Edwards Insurance Brokers?

We genuinely care about the organisations we are fortunate to call our clients.

Whether large or small, we assign the right specialist to understand your unique needs to provide relevant advice and knowledge. We take on your concerns as our own and are available 24/7 in the event of an emergency.

Throughout our history in the insurance industry, we’ve built our reputation on quality advice and delivering the highest level of service.

Outstanding Reviews

  • Very helpful team who take the time to understand exactly what your needs are so they can tailor services for you.

    Catherine

  • I have always found the staff at Edwards Insurance very helpful and supportive when I have needed to consult them, and am very glad we have them as our brokers.

    Margaret

  • We have dealt with Edwards for over 5 years and they are always helpful and knowledgeable whenever I call them. They also have a proactive approach to enhancing Church Insurance products but with a competitive premium.

    Phil A

Private Roads FAQs